The Credit Card Trap: How to Earn Points Without Falling into Debt
Earning points is fun - falling into debt isn’t. This post breaks down how to use credit cards as a smart tool without paying interest or overspending. Learn how to build a solid foundation, match your cards to your habits, and stay in control while stacking rewards. Perfect for anyone who wants free travel and financial peace of mind.
Why We Got the New Chase Sapphire Reserve
We weren’t planning to open a new card, but the refreshed Chase Sapphire Reserve changed our minds. With a huge welcome bonus, new credits and boosted earning rates, it offered real value - for our actual lifestyle. In this post, we break down why we got it, which perks we’re counting on, and how it fits into our credit card strategy.
How to Track Credit Card Annual Fees and Keep Your Wallet Lean
Worried about juggling multiple credit cards with annual fees? In this post, we breakdown how to track those fees, evaluate your cards’ value, and make smart decisions to keep you wallet lean - without sacrificing the rewards.
Five Nights, One Card
We don’t open new credit cards just for fun - but when the sign-up bonus is too good to pass up, we jump. In July 2024, we grabbed the IHG One Rewards Premier Card during a rare promo: 5 free nights worth up to 300,000 points. Here’s how we decide when a limited-time offer is worth it.
The Big Upgrade: Sapphire Reserve’s 2025 Refresh
The Chase Sapphire Reserve just got a major overhaul. With a new $795 annual fee and a long list of upgraded perks - including $500 in hotel credits, $300 in dining and entertainment credits, and 8x points on Chase Travel bookings - the card is doubling down on premium value. But is it worth the cost? We break it all down.
Level Up Your Points Game with a 2-Player Strategy
Teamwork = more travel rewards. 💳✈️
We started using the 2-player strategy back in April 2023 when I referred Jen to the Chase Sapphire Preferred and we haven’t looked back. Learn how we double our bonuses, earn referral points, and make the most of our cards as a team.
Why We Chose the Marriott Bonvoy Boundless
See how we added the Marriott Bonvoy Boundless® to our card lineup to turn work travel into reward points. From 17x earnings on Marriott stays to free night awards and elite status perks, this card became the perfect companion to the Chase Trifecta.
How Our Credit Journey Began: The Foundation
Wondering where to start with travel credit cards? Our journey began with the Chase Sapphire Preferred® and a 100K-point sign-up bonus - but that was just the beginning. Learn how discovering the Chase Trifecta transformed our strategy and became the foundation of how we earn and redeem points today.