Build Your Credit Card Strategy Like a Pro

Credit Card Playbook

The Credit Card Playbook is where strategy meets action. Whether you’re looking for a real-life example or a step-by-step guide, this is where we break down the credit card setups that actually work.

We don’t just show you what cards we use - we teach you how to build your own winning playbook. From stacking rewards to timing applications and fitting new cards into your long-term plan, we’re here to help you make smarter, more strategic moves.

You’ll find real examples from our personal setup, plus how-to guides, card combos and point-earning blueprints tailored for different goals - like travel, cash back or building credit.

If you’re tired of random tips and want a game plan that’s built around your life, book a Credit Card Playbook consultation. We’ll help you earn more points without spending more.

Featured
Are Premium Travel Cards Just a Coupon Book? The Truth About Rising Annual Fees
Are Premium Travel Cards Just a Coupon Book? The Truth About Rising Annual Fees

Annual fees on travel cards are climbing, while flexible perks are being swapped for complicated “use it or lose it” credits. What once felt like luxury now looks more like a coupon book designed to push extra spending. Before you shell out $600-$800 for a card, ask yourself: are you actually saving? Or just paying for the illusion of value?

How to Build a Credit Card Setup that Matches Your Life
How to Build a Credit Card Setup that Matches Your Life

Learn how to build a credit card setup that matches your life, whether you’re into cash back, travel rewards, or both. Expert tips, strategies, and a step-by-step guide.

Citi Strata Elite: Is It Right for You?
Citi Strata Elite: Is It Right for You?

Citi’s newest premium travel card is here - but is it worth the $595 fee? This post breaks down the perks, points and whether it fits into a smart travel rewards strategy.

What’s in Our Wallet? Our July 2025 Credit Card Strategy
What’s in Our Wallet? Our July 2025 Credit Card Strategy

Curious how to build a wallet that earns points for every dollar you spend? In this post, we break down our current credit card strategy - covering the Chase Trifecta, premium travel cards, hotel and airline cards and how we decide what stays and what gets cut. Whether you’re looking to earn more rewards or travel more for less, this peek inside our setup will help you fine-tune your own.

Supercharge Your Points Game with a Business Credit Card
Supercharge Your Points Game with a Business Credit Card
Why We Got the New Chase Sapphire Reserve
Why We Got the New Chase Sapphire Reserve

We weren’t planning to open a new card, but the refreshed Chase Sapphire Reserve changed our minds. With a huge welcome bonus, new credits and boosted earning rates, it offered real value - for our actual lifestyle. In this post, we break down why we got it, which perks we’re counting on, and how it fits into our credit card strategy.

Five Nights, One Card
Five Nights, One Card

We don’t open new credit cards just for fun - but when the sign-up bonus is too good to pass up, we jump. In July 2024, we grabbed the IHG One Rewards Premier Card during a rare promo: 5 free nights worth up to 300,000 points. Here’s how we decide when a limited-time offer is worth it.

Level Up Your Points Game with a 2-Player Strategy
Level Up Your Points Game with a 2-Player Strategy

Teamwork = more travel rewards. 💳✈️

We started using the 2-player strategy back in April 2023 when I referred Jen to the Chase Sapphire Preferred and we haven’t looked back. Learn how we double our bonuses, earn referral points, and make the most of our cards as a team.

Why We Chose the Marriott Bonvoy Boundless
Why We Chose the Marriott Bonvoy Boundless

See how we added the Marriott Bonvoy Boundless® to our card lineup to turn work travel into reward points. From 17x earnings on Marriott stays to free night awards and elite status perks, this card became the perfect companion to the Chase Trifecta.

How Our Credit Journey Began: The Foundation
How Our Credit Journey Began: The Foundation

Wondering where to start with travel credit cards? Our journey began with the Chase Sapphire Preferred® and a 100K-point sign-up bonus - but that was just the beginning. Learn how discovering the Chase Trifecta transformed our strategy and became the foundation of how we earn and redeem points today.