Earn points without paying the price.

Money Moves

Before you can maximize points, miles or cash back, you need a solid financial foundation. This section of The Point Pursuit is dedicated to helping you stay in control of your money while using credit cards responsibly. We’ll share how we personally budget, avoid credit card debt, and make sure our rewards never come at the cost of interest or stress.

Whether you’re just starting your financial journey or want to level up your money habits, these posts will show you how to use credit cards as a tool - not a trap.

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The Credit Card Trap: How to Earn Points Without Falling into Debt
The Credit Card Trap: How to Earn Points Without Falling into Debt

Earning points is fun - falling into debt isn’t. This post breaks down how to use credit cards as a smart tool without paying interest or overspending. Learn how to build a solid foundation, match your cards to your habits, and stay in control while stacking rewards. Perfect for anyone who wants free travel and financial peace of mind.

How to Track Credit Card Annual Fees and Keep Your Wallet Lean
How to Track Credit Card Annual Fees and Keep Your Wallet Lean

Worried about juggling multiple credit cards with annual fees? In this post, we breakdown how to track those fees, evaluate your cards’ value, and make smart decisions to keep you wallet lean - without sacrificing the rewards.